Credit Risk Manager – NS20/3004

Submitted by nsia_admin on Tue, 02/04/2020 - 10:15

Reporting to the Head, Infrastructure Risk, the successful candidate will ensure identification and evaluation of threats, develop alternative courses of actions to avoid, reduce, or transfer risks which will entail developing and implementing policies and procedures that help to reduce the credit risk of the Authority.

Responsibilities:

 

  • Liaises with the Heads of the various Investment Groups in developing the Authority’s credit strategy plan. Reviews credit portfolio for sustained quality, performance and compliance with approved terms and conditions as well as credit policies. Develops periodical reviews and proposes changes to existing credit policies. Conducts monthly & quarterly portfolio reviews and determines impairment Develops internal credit rating model and ensures that the ratings reflect the current condition of customers Conducts periodic review of loan administration policy and procedures to streamline workflow. Ensures compliance with the internal policy, credit approval terms and conditions regulatory ratios / policies etc. Ensures all approved investments are administered in a safe and sound manner and in compliance with credit policies and procedures. Manages daily administration for investment documentation in full compliance with the internal standards and external regulatory requirements. Reviews investment documents and liaises with internal and external parties to ensure proper and efficient delivery of credit administration duties. Liaises with the Legal Unit and ensures that all security documentation comply with terms of approval and are enforceable. Ensures that contractual payment delinquencies are identified promptly, and emerging problem credits are classified on a timely basis. Conducts daily review of credit monitoring and management reports and identifies non-performing accounts with irregularities and proactively follows-up to ensure corrective action is taken in line with contracts. Reviews existing credit portfolio for sustained quality, performance and compliance with approved terms and conditions.

Qualifications, Experience and Attributes:

  • First Degree in Business Management or Finance related discipline from a reputable university Relevant post-graduate/ professional qualification is required Minimum of 10 years cognate experience in Credit Risk Management Experience in financial services, specifically operations or audit will be an added advantage Strong proficiency in analyzing and evaluating financial information Experience in Investment / Portfolio Management, Assets & Liabilities Management and Financial analysis / interpretation Proven leadership, negotiating and influencing skills Good understanding of the NSIA mandate, regulations and operating environment Excellent interpersonal, organisation, networking and communication (verbal and written) skills